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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $95,408 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 26 · EIN 26-4310632 | Advisory (Participants) | $45,723 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $6,429 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,200 | $85,135-52.8% | $98,920-59.4% | $73,412-45.2% |
| Participation rate | 82.1% | 81.1%+0.9pp | 76.0%+6.0pp | 72.2%+9.9pp |
| Annual return | 17.46% | 19.14%-1.7pp | 196.47%-179.0pp | 59.30%-41.8pp |
| Employer contribution / active EE | $748 | $2,721-72.5% | $2,689-72.2% | $2,234-66.5% |
| Participant deferral / active EE | $4,084 | $4,349-6.1% | $4,245-3.8% | $3,806+7.3% |
| Admin fee / account holder | $191 | $139+36.9% | $6,643-97.1% | $158+20.7% |