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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,758 | $81,504-9.5% | $102,437-28.0% | $80,959-8.9% |
| Participation rate | 23.4% | 66.9%-43.4pp | 74.5%-51.1pp | 67.7%-44.3pp |
| Annual return | 20.66% | 25.60%-4.9pp | 24.95%-4.3pp | 35.67%-15.0pp |
| Employer contribution / active EE | $869 | $3,104-72.0% | $3,871-77.5% | $2,757-68.5% |
| Participant deferral / active EE | $2,320 | $3,871-40.1% | $5,060-54.2% | $4,300-46.1% |
| Admin fee / account holder | $3,846 | $6,719-42.8% | $8,388-54.1% | $6,925-44.5% |