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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,041 | $88,754-24.5% | $81,820-18.1% | $145,877-54.0% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 17.68% | 1031.77%-1014.1pp | 777.93%-760.3pp | 551.28%-533.6pp |
| Employer contribution / active EE | $2,058 | $3,085-33.3% | $2,915-29.4% | $4,663-55.9% |
| Participant deferral / active EE | $8,414 | $4,648+81.0% | $4,323+94.6% | $6,691+25.8% |
| Admin fee / account holder | $787 | $8,424-90.7% | $7,391-89.4% | $13,402-94.1% |