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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,032 | $138,366-43.6% | $184,185-57.6% | $80,911-3.6% |
| Participation rate | 48.1% | 83.9%-35.7pp | 86.8%-38.7pp | 67.6%-19.5pp |
| Annual return | 32.70% | 20.02%+12.7pp | 28.81%+3.9pp | 35.63%-2.9pp |
| Employer contribution / active EE | $3,552 | $4,849-26.7% | $6,426-44.7% | $2,756+28.9% |
| Participant deferral / active EE | $11,043 | $7,074+56.1% | $9,132+20.9% | $4,297+157.0% |
| Admin fee / account holder | $9,947 | $10,484-5.1% | $13,909-28.5% | $6,935+43.4% |