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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,465 | $125,797-70.2% | $170,043-78.0% | $75,173-50.2% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 18.59% | 27.20%-8.6pp | 53.40%-34.8pp | 160.72%-142.1pp |
| Employer contribution / active EE | $3,146 | $4,616-31.9% | $6,790-53.7% | $2,671+17.8% |
| Participant deferral / active EE | $11,308 | $6,838+65.4% | $10,410+8.6% | $4,126+174.1% |
| Admin fee / account holder | $7,046 | $8,177-13.8% | $12,824-45.1% | $5,651+24.7% |