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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,586 | $124,314-57.7% | $109,163-51.8% | $167,518-68.6% |
| Participation rate | 66.7% | 79.4%-12.8pp | 75.9%-9.2pp | 82.1%-15.4pp |
| Annual return | 16.76% | 26.04%-9.3pp | 25.75%-9.0pp | 478.71%-461.9pp |
| Employer contribution / active EE | $2,677 | $4,209-36.4% | $3,723-28.1% | $4,838-44.7% |
| Participant deferral / active EE | $5,763 | $5,256+9.6% | $4,654+23.8% | $6,342-9.1% |
| Admin fee / account holder | $14,026 | $7,973+75.9% | $6,754+107.7% | $12,312+13.9% |