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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,335 | $138,076-84.5% | $123,553-82.7% | $135,380-84.2% |
| Participation rate | 58.8% | 84.7%-25.9pp | 82.3%-23.5pp | 82.6%-23.8pp |
| Annual return | -8.51% | 153.70%-162.2pp | 119.21%-127.7pp | 519.81%-528.3pp |
| Employer contribution / active EE | $1,776 | $5,152-65.5% | $4,628-61.6% | $4,779-62.8% |
| Participant deferral / active EE | $3,527 | $6,800-48.1% | $6,426-45.1% | $5,609-37.1% |
| Admin fee / account holder | $927 | $10,917-91.5% | $9,284-90.0% | $10,828-91.4% |