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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,451 | $159,934-68.5% | $147,005-65.7% | $145,959-65.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.65% | 98.24%-84.6pp | 418.76%-405.1pp | 561.95%-548.3pp |
| Employer contribution / active EE | $3,161 | $5,287-40.2% | $4,934-35.9% | $4,661-32.2% |
| Participant deferral / active EE | $5,410 | $8,427-35.8% | $8,070-33.0% | $6,689-19.1% |
| Admin fee / account holder | $2,488 | $15,053-83.5% | $13,006-80.9% | $13,398-81.4% |