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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,283 | $54,355-35.1% | $82,744-57.4% | $68,486-48.5% |
| Participation rate | 74.2% | 63.9%+10.3pp | 72.6%+1.6pp | 67.9%+6.3pp |
| Annual return | 246.41% | -13.67%+260.1pp | 702.22%-455.8pp | -7.85%+254.3pp |
| Employer contribution / active EE | $2,187 | $2,219-1.4% | $3,008-27.3% | $2,597-15.8% |
| Participant deferral / active EE | $5,456 | $3,246+68.0% | $4,395+24.1% | $4,028+35.5% |
| Admin fee / account holder | $3,196 | $4,397-27.3% | $5,325-40.0% | $5,404-40.9% |