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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,596 | $109,863-87.6% | $98,477-86.2% | $167,518-91.9% |
| Participation rate | 85.7% | 75.8%+9.9pp | 73.3%+12.4pp | 82.1%+3.6pp |
| Annual return | 200.59% | 1958.09%-1757.5pp | 1493.59%-1293.0pp | 478.71%-278.1pp |
| Employer contribution / active EE | $2,480 | $3,225-23.1% | $2,961-16.2% | $4,838-48.7% |
| Participant deferral / active EE | $6,730 | $4,673+44.0% | $4,276+57.4% | $6,342+6.1% |
| Admin fee / account holder | $11,576 | $6,755+71.4% | $5,951+94.5% | $12,312-6.0% |