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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,554 | $80,992-70.9% | $96,534-75.6% | $75,173-68.7% |
| Participation rate | 90.6% | 71.8%+18.8pp | 76.0%+14.6pp | 67.2%+23.4pp |
| Annual return | 15.09% | 27.05%-12.0pp | 25.88%-10.8pp | 160.72%-145.6pp |
| Employer contribution / active EE | $1,799 | $2,283-21.2% | $2,965-39.3% | $2,671-32.6% |
| Participant deferral / active EE | $4,199 | $3,929+6.9% | $4,851-13.4% | $4,126+1.8% |
| Admin fee / account holder | $5,932 | $6,717-11.7% | $8,253-28.1% | $5,651+5.0% |