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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,868 | $71,878-72.4% | $86,698-77.1% | $68,486-71.0% |
| Participation rate | 87.3% | 72.2%+15.1pp | 76.6%+10.7pp | 67.9%+19.4pp |
| Annual return | -18.02% | 3.53%-21.5pp | 35.95%-54.0pp | -7.85%-10.2pp |
| Employer contribution / active EE | $1,216 | $2,173-44.0% | $2,837-57.1% | $2,597-53.2% |
| Participant deferral / active EE | $2,856 | $3,779-24.4% | $4,656-38.7% | $4,028-29.1% |
| Admin fee / account holder | $2,348 | $6,113-61.6% | $7,493-68.7% | $5,404-56.5% |