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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,578 | $138,114-94.5% | $125,391-94.0% | $134,545-94.4% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -5.35% | 750.88%-756.2pp | 572.41%-577.8pp | 418.37%-423.7pp |
| Employer contribution / active EE | $3,928 | $5,246-25.1% | $4,816-18.4% | $4,742-17.2% |
| Participant deferral / active EE | $5,099 | $7,801-34.6% | $7,448-31.5% | $6,401-20.3% |
| Admin fee / account holder | $592 | $11,570-94.9% | $10,009-94.1% | $11,431-94.8% |