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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,793 | $165,399-97.1% | $149,745-96.8% | $158,982-97.0% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 0.00% | 348.34%-348.3pp | 276.72%-276.7pp | 302.99%-303.0pp |
| Employer contribution / active EE | $2,651 | $5,105-48.1% | $4,646-42.9% | $4,763-44.3% |
| Participant deferral / active EE | $4,465 | $7,183-37.8% | $6,843-34.8% | $5,983-25.4% |
| Admin fee / account holder | $559 | $10,811-94.8% | $9,312-94.0% | $11,252-95.0% |