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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,094 | $174,379-43.7% | $152,093-35.5% | $138,895-29.4% |
| Participation rate | 92.9% | 81.6%+11.2pp | 77.8%+15.1pp | 79.9%+12.9pp |
| Annual return | 18.85% | 74.86%-56.0pp | 66.36%-47.5pp | 145.39%-126.5pp |
| Employer contribution / active EE | $3,544 | $4,652-23.8% | $4,175-15.1% | $4,194-15.5% |
| Participant deferral / active EE | $6,294 | $6,159+2.2% | $5,451+15.5% | $6,396-1.6% |
| Admin fee / account holder | $8,085 | $16,880-52.1% | $14,497-44.2% | $12,562-35.6% |