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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,996 | $167,362-76.1% | $143,799-72.2% | $134,532-70.3% |
| Participation rate | 65.0% | 84.8%-19.8pp | 80.3%-15.3pp | 81.2%-16.2pp |
| Annual return | -17.04% | 0.47%-17.5pp | -0.04%-17.0pp | 418.27%-435.3pp |
| Employer contribution / active EE | $1,457 | $5,620-74.1% | $4,952-70.6% | $4,741-69.3% |
| Participant deferral / active EE | $4,018 | $6,447-37.7% | $5,638-28.7% | $6,401-37.2% |
| Admin fee / account holder | $4,357 | $18,094-75.9% | $14,677-70.3% | $11,429-61.9% |