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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,735 | $159,978-54.5% | $147,041-50.5% | $145,978-50.2% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.2pp |
| Annual return | 15.81% | 98.36%-82.6pp | 419.21%-403.4pp | 550.52%-534.7pp |
| Employer contribution / active EE | $584 | $5,288-89.0% | $4,935-88.2% | $4,662-87.5% |
| Participant deferral / active EE | $8,109 | $8,429-3.8% | $8,071+0.5% | $6,690+21.2% |
| Admin fee / account holder | $12,209 | $15,053-18.9% | $13,006-6.1% | $13,400-8.9% |