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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,295 | $89,367-35.9% | $141,191-59.4% | $72,975-21.5% |
| Participation rate | 92.5% | 75.1%+17.4pp | 82.5%+10.0pp | 69.5%+23.0pp |
| Annual return | 18.65% | 111.87%-93.2pp | 71.41%-52.8pp | 81.01%-62.4pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,921 | $5,419-27.6% | $6,710-41.6% | $3,608+8.7% |
| Admin fee / account holder | $21,448 | $5,957+260.1% | $10,264+109.0% | $5,124+318.6% |