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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,597 | $156,963-58.8% | $121,204-46.7% | $139,466-53.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 13.29% | 1476.75%-1463.5pp | 987.18%-973.9pp | 373.66%-360.4pp |
| Employer contribution / active EE | $14,513 | $5,544+161.8% | $4,170+248.1% | $4,754+205.3% |
| Participant deferral / active EE | $8,476 | $4,848+74.8% | $4,083+107.6% | $6,712+26.3% |
| Admin fee / account holder | $1,229 | $6,953-82.3% | $5,651-78.3% | $11,409-89.2% |