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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,948 | $176,688-77.4% | $130,660-69.4% | $152,897-73.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 16.69% | 2693.08%-2676.4pp | 1709.29%-1692.6pp | 345.43%-328.7pp |
| Employer contribution / active EE | $7,696 | $5,743+34.0% | $4,092+88.1% | $4,764+61.6% |
| Participant deferral / active EE | $4,329 | $4,362-0.8% | $3,603+20.1% | $5,851-26.0% |
| Admin fee / account holder | $527 | $7,131-92.6% | $5,463-90.4% | $11,599-95.5% |