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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,076 | $76,519-64.6% | $56,025-51.7% | $145,897-81.4% |
| Participation rate | 54.5% | 63.2%-8.7pp | 52.5%+2.0pp | 80.3%-25.8pp |
| Annual return | 10.19% | 3017.03%-3006.8pp | 1712.69%-1702.5pp | 552.29%-542.1pp |
| Employer contribution / active EE | $963 | $1,383-30.4% | $1,042-7.5% | $4,663-79.3% |
| Participant deferral / active EE | $2,877 | $2,624+9.6% | $1,955+47.2% | $6,689-57.0% |
| Admin fee / account holder | $106 | $3,331-96.8% | $2,828-96.2% | $13,390-99.2% |