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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,851 | $178,174-56.3% | $156,181-50.2% | $137,256-43.3% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.8%-12.2pp | 80.0%-13.3pp |
| Annual return | 13.70% | 84.19%-70.5pp | 64.87%-51.2pp | 220.34%-206.6pp |
| Employer contribution / active EE | $2,658 | $4,972-46.5% | $4,294-38.1% | $4,156-36.0% |
| Participant deferral / active EE | $5,244 | $6,888-23.9% | $6,132-14.5% | $6,407-18.1% |
| Admin fee / account holder | $33,554 | $17,404+92.8% | $14,586+130.0% | $12,270+173.5% |