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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,851 | $199,109-60.9% | $173,730-55.2% | $154,746-49.7% |
| Participation rate | 66.7% | 82.8%-16.1pp | 79.6%-12.9pp | 80.7%-14.0pp |
| Annual return | 13.70% | 20.02%-6.3pp | 19.96%-6.3pp | 172.34%-158.6pp |
| Employer contribution / active EE | $2,658 | $5,311-50.0% | $4,577-41.9% | $4,379-39.3% |
| Participant deferral / active EE | $5,244 | $7,113-26.3% | $6,326-17.1% | $6,730-22.1% |
| Admin fee / account holder | $33,554 | $20,916+60.4% | $17,523+91.5% | $14,365+133.6% |