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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,881 | $69,118-4.7% | $53,647+22.8% | $138,895-52.6% |
| Participation rate | 57.1% | 64.0%-6.8pp | 56.3%+0.9pp | 79.9%-22.8pp |
| Annual return | 17.05% | 248.26%-231.2pp | 358.33%-341.3pp | 145.39%-128.3pp |
| Employer contribution / active EE | $1,105 | $1,189-7.1% | $962+14.9% | $4,194-73.6% |
| Participant deferral / active EE | $3,390 | $2,274+49.1% | $1,813+87.0% | $6,396-47.0% |
| Admin fee / account holder | $838 | $2,724-69.2% | $2,460-65.9% | $12,562-93.3% |