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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,552 | $34,316-34.3% | $74,722-69.8% | $72,975-69.1% |
| Participation rate | 68.0% | 42.4%+25.6pp | 54.5%+13.5pp | 69.5%-1.5pp |
| Annual return | 25.76% | 26.58%-0.8pp | 753.11%-727.4pp | 81.01%-55.2pp |
| Employer contribution / active EE | $902 | $692+30.4% | $1,084-16.8% | $2,440-63.0% |
| Participant deferral / active EE | $2,379 | $1,272+87.1% | $1,963+21.2% | $3,608-34.1% |
| Admin fee / account holder | $978 | $2,125-54.0% | $3,335-70.7% | $5,124-80.9% |