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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,585 | $104,482-61.2% | $159,455-74.5% | $79,393-48.9% |
| Participation rate | 71.2% | 76.6%-5.4pp | 82.8%-11.6pp | 70.7%+0.5pp |
| Annual return | 22.23% | 67.96%-45.7pp | 263.63%-241.4pp | 116.87%-94.6pp |
| Employer contribution / active EE | $2,845 | $3,416-16.7% | $4,830-41.1% | $2,428+17.2% |
| Participant deferral / active EE | $6,696 | $6,467+3.5% | $7,353-8.9% | $4,046+65.5% |
| Admin fee / account holder | $3,520 | $711+394.9% | $10,800-67.4% | $627+461.8% |