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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,628 | $98,776-61.9% | $149,745-74.9% | $79,856-52.9% |
| Participation rate | 74.4% | 75.8%-1.4pp | 82.5%-8.1pp | 69.6%+4.7pp |
| Annual return | 45.45% | 27.38%+18.1pp | 276.72%-231.3pp | 31.71%+13.7pp |
| Employer contribution / active EE | $2,877 | $3,217-10.6% | $4,646-38.1% | $2,471+16.4% |
| Participant deferral / active EE | $6,433 | $5,681+13.2% | $6,843-6.0% | $3,741+72.0% |
| Admin fee / account holder | $1,994 | $6,053-67.0% | $9,312-78.6% | $5,306-62.4% |