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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,822 | $101,591-15.5% | $147,096-41.7% | $74,429+15.3% |
| Participation rate | 61.9% | 75.5%-13.6pp | 82.2%-20.3pp | 67.2%-5.3pp |
| Annual return | 18.64% | 8746.45%-8727.8pp | 419.75%-401.1pp | 1368.38%-1349.7pp |
| Employer contribution / active EE | $3,011 | $3,813-21.0% | $4,936-39.0% | $2,625+14.7% |
| Participant deferral / active EE | $7,390 | $7,302+1.2% | $8,071-8.4% | $4,348+70.0% |
| Admin fee / account holder | $2,446 | $1,750+39.8% | $13,005-81.2% | $1,944+25.8% |