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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,164 | $88,360+32.6% | $145,433-19.4% | $67,986+72.3% |
| Participation rate | 61.2% | 65.5%-4.3pp | 82.1%-20.9pp | 57.2%+4.0pp |
| Annual return | 16.20% | 63.15%-47.0pp | 66.58%-50.4pp | 31.67%-15.5pp |
| Employer contribution / active EE | $3,301 | $3,054+8.1% | $4,554-27.5% | $2,019+63.5% |
| Participant deferral / active EE | $7,864 | $5,932+32.6% | $7,897-0.4% | $3,358+134.2% |
| Admin fee / account holder | $7,447 | $3,313+124.8% | $13,129-43.3% | $3,203+132.5% |