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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,536 | $93,598-25.7% | $135,974-48.9% | $75,173-7.5% |
| Participation rate | 70.4% | 75.2%-4.8pp | 81.9%-11.5pp | 67.2%+3.2pp |
| Annual return | 14.94% | 30.89%-16.0pp | 68.30%-53.4pp | 160.72%-145.8pp |
| Employer contribution / active EE | $194 | $3,538-94.5% | $4,859-96.0% | $2,671-92.7% |
| Participant deferral / active EE | $8,264 | $6,405+29.0% | $7,760+6.5% | $4,126+100.3% |
| Admin fee / account holder | $7,122 | $6,978+2.1% | $10,767-33.9% | $5,651+26.0% |