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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,849 | $72,177-65.6% | $115,038-78.4% | $59,633-58.3% |
| Participation rate | 54.5% | 72.6%-18.0pp | 81.4%-26.8pp | 68.7%-14.1pp |
| Annual return | 1.13% | 12.02%-10.9pp | 26.14%-25.0pp | 2041.45%-2040.3pp |
| Employer contribution / active EE | $719 | $2,841-74.7% | $4,608-84.4% | $2,203-67.3% |
| Participant deferral / active EE | $2,375 | $4,783-50.3% | $6,026-60.6% | $3,192-25.6% |
| Admin fee / account holder | $1,033 | $4,927-79.0% | $8,175-87.4% | $4,297-76.0% |