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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,619 | $217,427-24.7% | $185,837-12.0% | $167,518-2.3% |
| Participation rate | 25.0% | 86.0%-61.0pp | 81.7%-56.7pp | 82.1%-57.1pp |
| Annual return | 14.23% | 148.39%-134.2pp | 122.08%-107.8pp | 478.71%-464.5pp |
| Employer contribution / active EE | $1,780 | $5,874-69.7% | $5,168-65.6% | $4,838-63.2% |
| Participant deferral / active EE | $2,681 | $6,357-57.8% | $5,568-51.9% | $6,342-57.7% |
| Admin fee / account holder | $0 | $19,816-100.0% | $16,241-100.0% | $12,312-100.0% |