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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,577 | $181,896-57.9% | $156,551-51.1% | $273,972-72.0% |
| Participation rate | 25.0% | 88.4%-63.4pp | 84.0%-59.0pp | 83.0%-58.0pp |
| Annual return | 12.06% | 30.74%-18.7pp | 32.23%-20.2pp | 41.46%-29.4pp |
| Employer contribution / active EE | $1,585 | $6,248-74.6% | $5,501-71.2% | $4,869-67.4% |
| Participant deferral / active EE | $1,967 | $5,550-64.6% | $4,871-59.6% | $5,287-62.8% |
| Admin fee / account holder | $0 | $15,560-100.0% | $13,028-100.0% | $10,133-100.0% |