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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,674 | $59,456-48.4% | $93,681-67.3% | $74,400-58.8% |
| Participation rate | 25.4% | 59.6%-34.3pp | 68.7%-43.4pp | 67.2%-41.8pp |
| Annual return | 55.76% | 82.00%-26.2pp | 133.47%-77.7pp | 1367.51%-1311.8pp |
| Employer contribution / active EE | $328 | $1,266-74.1% | $2,422-86.4% | $2,624-87.5% |
| Participant deferral / active EE | $1,688 | $3,052-44.7% | $4,415-61.8% | $4,348-61.2% |
| Admin fee / account holder | $4,793 | $3,026+58.4% | $8,290-42.2% | $1,944+146.6% |