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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,826 | $49,451-72.0% | $79,580-82.6% | $66,938-79.3% |
| Participation rate | 31.3% | 61.3%-30.1pp | 69.5%-38.2pp | 69.8%-38.6pp |
| Annual return | -38.60% | 84.25%-122.9pp | 0.15%-38.8pp | 1.58%-40.2pp |
| Employer contribution / active EE | $842 | $1,266-33.4% | $2,413-65.1% | $2,545-66.9% |
| Participant deferral / active EE | $2,993 | $3,159-5.2% | $3,985-24.9% | $4,238-29.4% |
| Admin fee / account holder | $297 | $595-50.0% | $6,835-95.7% | $594-49.9% |