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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,024 | $180,749-64.0% | $160,784-59.6% | $137,256-52.6% |
| Participation rate | 70.0% | 80.0%-10.0pp | 77.0%-7.0pp | 80.0%-10.0pp |
| Annual return | 17.17% | 2234.46%-2217.3pp | 1803.92%-1786.8pp | 220.34%-203.2pp |
| Employer contribution / active EE | $1,216 | $4,155-70.7% | $3,733-67.4% | $4,156-70.7% |
| Participant deferral / active EE | $5,687 | $6,844-16.9% | $6,293-9.6% | $6,407-11.2% |
| Admin fee / account holder | $498 | $10,397-95.2% | $9,717-94.9% | $12,270-95.9% |