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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,937 | $211,288-70.2% | $178,540-64.7% | $145,884-56.9% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.45% | 30.27%-18.8pp | 27.15%-15.7pp | 551.85%-540.4pp |
| Employer contribution / active EE | $1,910 | $4,574-58.3% | $3,953-51.7% | $4,662-59.0% |
| Participant deferral / active EE | $7,272 | $6,967+4.4% | $6,281+15.8% | $6,690+8.7% |
| Admin fee / account holder | $650 | $12,105-94.6% | $10,424-93.8% | $13,392-95.1% |