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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,800 | $96,136-92.9% | $135,987-95.0% | $80,925-91.6% |
| Participation rate | 100.0% | 71.2%+28.8pp | 76.4%+23.6pp | 67.7%+32.3pp |
| Annual return | 60.70% | 28.70%+32.0pp | 580.01%-519.3pp | 35.65%+25.1pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $4,214-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $582 | $5,706-89.8% | $7,027-91.7% | $4,299-86.5% |
| Admin fee / account holder | $2,370 | $8,236-71.2% | $6,716-64.7% | $6,940-65.9% |