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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,949 | $156,398-48.2% | $147,318-45.1% | $138,895-41.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 30.01% | 78.75%-48.7pp | 70.43%-40.4pp | 145.39%-115.4pp |
| Employer contribution / active EE | $1,668 | $4,853-65.6% | $4,593-63.7% | $4,194-60.2% |
| Participant deferral / active EE | $15,170 | $8,237+84.2% | $7,906+91.9% | $6,396+137.2% |
| Admin fee / account holder | $454 | $14,976-97.0% | $13,708-96.7% | $12,562-96.4% |