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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,058 | $148,582-63.6% | $135,942-60.2% | $139,456-61.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 59.83% | 79.26%-19.4pp | 68.28%-8.5pp | 373.45%-313.6pp |
| Employer contribution / active EE | $6,123 | $5,245+16.8% | $4,858+26.1% | $4,753+28.8% |
| Participant deferral / active EE | $12,864 | $8,101+58.8% | $7,759+65.8% | $6,711+91.7% |
| Admin fee / account holder | $336 | $12,402-97.3% | $10,764-96.9% | $11,407-97.1% |