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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,946 | $94,439-85.2% | $73,658-81.1% | $154,746-91.0% |
| Participation rate | 13.3% | 64.7%-51.3pp | 57.0%-43.7pp | 80.7%-67.4pp |
| Annual return | 10.69% | 28.25%-17.6pp | 29.72%-19.0pp | 172.34%-161.6pp |
| Employer contribution / active EE | $111 | $1,257-91.2% | $1,032-89.3% | $4,379-97.5% |
| Participant deferral / active EE | $1,033 | $2,527-59.1% | $2,062-49.9% | $6,730-84.6% |
| Admin fee / account holder | $480 | $3,843-87.5% | $3,357-85.7% | $14,365-96.7% |