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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,859 | $84,628-71.8% | $61,501-61.2% | $134,545-82.3% |
| Participation rate | 6.7% | 62.2%-55.5pp | 52.6%-45.9pp | 81.2%-74.6pp |
| Annual return | -18.30% | 585.61%-603.9pp | 339.04%-357.3pp | 418.37%-436.7pp |
| Employer contribution / active EE | $177 | $1,545-88.5% | $1,160-84.7% | $4,742-96.3% |
| Participant deferral / active EE | $340 | $2,819-87.9% | $2,125-84.0% | $6,401-94.7% |
| Admin fee / account holder | $953 | $2,587-63.2% | $2,132-55.3% | $11,431-91.7% |