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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,558 | $81,763-63.8% | $58,561-49.5% | $139,466-78.8% |
| Participation rate | 14.3% | 61.3%-47.1pp | 50.9%-36.6pp | 80.3%-66.0pp |
| Annual return | 21.02% | 7427.77%-7406.8pp | 4251.33%-4230.3pp | 373.66%-352.6pp |
| Employer contribution / active EE | $271 | $1,398-80.6% | $1,053-74.3% | $4,754-94.3% |
| Participant deferral / active EE | $1,889 | $2,555-26.1% | $1,923-1.8% | $6,712-71.9% |
| Admin fee / account holder | $501 | $3,273-84.7% | $2,520-80.1% | $11,409-95.6% |