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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,946 | $67,823-79.4% | $52,425-73.4% | $137,256-89.8% |
| Participation rate | 13.3% | 63.9%-50.6pp | 55.6%-42.3pp | 80.0%-66.6pp |
| Annual return | 10.69% | 219.11%-208.4pp | 302.12%-291.4pp | 220.34%-209.6pp |
| Employer contribution / active EE | $111 | $1,163-90.5% | $914-87.9% | $4,156-97.3% |
| Participant deferral / active EE | $1,033 | $2,288-54.8% | $1,790-42.3% | $6,407-83.9% |
| Admin fee / account holder | $480 | $2,844-83.1% | $2,495-80.8% | $12,270-96.1% |