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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,927 | $100,970-43.6% | $96,576-41.1% | $137,256-58.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 19.99% | 38.16%-18.2pp | 38.47%-18.5pp | 220.34%-200.4pp |
| Employer contribution / active EE | $2,650 | $3,809-30.4% | $3,553-25.4% | $4,156-36.2% |
| Participant deferral / active EE | $7,326 | $8,286-11.6% | $7,956-7.9% | $6,407+14.3% |
| Admin fee / account holder | $785 | $11,312-93.1% | $11,381-93.1% | $12,270-93.6% |