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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,276 | $54,558-42.7% | $76,051-58.9% | $74,400-58.0% |
| Participation rate | 38.2% | 60.3%-22.1pp | 69.1%-30.8pp | 67.2%-29.0pp |
| Annual return | 11.37% | 31.83%-20.5pp | 360.42%-349.0pp | 1367.51%-1356.1pp |
| Employer contribution / active EE | $1,037 | $1,778-41.7% | $2,690-61.4% | $2,624-60.5% |
| Participant deferral / active EE | $1,598 | $3,065-47.9% | $4,257-62.5% | $4,348-63.3% |
| Admin fee / account holder | $1,140 | $2,232-48.9% | $6,416-82.2% | $1,944-41.3% |