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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,951 | $59,839-88.4% | $81,991-91.5% | $79,852-91.3% |
| Participation rate | 47.2% | 61.6%-14.4pp | 69.3%-22.1pp | 69.6%-22.4pp |
| Annual return | 82.37% | 17.56%+64.8pp | 41.31%+41.1pp | 31.72%+50.7pp |
| Employer contribution / active EE | $1,015 | $1,713-40.8% | $2,498-59.4% | $2,471-58.9% |
| Participant deferral / active EE | $1,567 | $2,695-41.9% | $3,722-57.9% | $3,740-58.1% |
| Admin fee / account holder | $0 | $4,287-100.0% | $5,665-100.0% | $5,306-100.0% |