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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,506 | $162,136-56.5% | $152,301-53.7% | $154,746-54.4% |
| Participation rate | 94.1% | 84.1%+10.0pp | 82.4%+11.7pp | 80.7%+13.4pp |
| Annual return | 20.79% | 91.02%-70.2pp | 80.50%-59.7pp | 172.34%-151.6pp |
| Employer contribution / active EE | $2,682 | $4,890-45.2% | $4,624-42.0% | $4,379-38.8% |
| Participant deferral / active EE | $11,161 | $8,341+33.8% | $8,004+39.4% | $6,730+65.8% |
| Admin fee / account holder | $3,637 | $15,759-76.9% | $14,398-74.7% | $14,365-74.7% |