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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,540 | $183,516-32.7% | $155,534-20.6% | $145,884-15.3% |
| Participation rate | 94.1% | 82.7%+11.4pp | 78.2%+15.9pp | 80.3%+13.8pp |
| Annual return | 11.04% | 61.43%-50.4pp | 64.92%-53.9pp | 551.85%-540.8pp |
| Employer contribution / active EE | $8,949 | $5,315+68.4% | $4,675+91.4% | $4,662+91.9% |
| Participant deferral / active EE | $6,232 | $6,467-3.6% | $5,630+10.7% | $6,690-6.8% |
| Admin fee / account holder | $8,735 | $19,293-54.7% | $15,900-45.1% | $13,392-34.8% |