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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,991 | $209,422-63.2% | $178,503-56.9% | $158,982-51.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.87% | 188.81%-175.9pp | 151.12%-138.2pp | 302.99%-290.1pp |
| Employer contribution / active EE | $8,530 | $5,707+49.5% | $5,011+70.2% | $4,763+79.1% |
| Participant deferral / active EE | $3,329 | $5,955-44.1% | $5,202-36.0% | $5,983-44.4% |
| Admin fee / account holder | $481 | $17,079-97.2% | $13,987-96.6% | $11,252-95.7% |