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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,676 | $175,259-42.0% | $149,723-32.1% | $139,487-27.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.61% | 166.82%-150.2pp | 134.50%-117.9pp | 373.84%-357.2pp |
| Employer contribution / active EE | $9,986 | $5,478+82.3% | $4,821+107.1% | $4,755+110.0% |
| Participant deferral / active EE | $5,420 | $6,522-16.9% | $5,682-4.6% | $6,713-19.3% |
| Admin fee / account holder | $711 | $16,158-95.6% | $13,215-94.6% | $11,407-93.8% |