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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,293 | $75,058-30.3% | $152,301-65.7% | $64,340-18.7% |
| Participation rate | 91.8% | 60.9%+30.9pp | 82.4%+9.4pp | 55.2%+36.6pp |
| Annual return | 14.76% | 29.93%-15.2pp | 80.50%-65.7pp | 24.14%-9.4pp |
| Employer contribution / active EE | $1,953 | $2,605-25.0% | $4,624-57.8% | $1,862+4.9% |
| Participant deferral / active EE | $3,790 | $5,041-24.8% | $8,004-52.7% | $2,980+27.2% |
| Admin fee / account holder | $551 | $4,050-86.4% | $14,398-96.2% | $3,703-85.1% |