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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,257 | $93,598-50.6% | $135,974-66.0% | $75,173-38.5% |
| Participation rate | 87.4% | 75.2%+12.2pp | 81.9%+5.4pp | 67.2%+20.2pp |
| Annual return | 13.82% | 30.89%-17.1pp | 68.30%-54.5pp | 160.72%-146.9pp |
| Employer contribution / active EE | $2,163 | $3,538-38.9% | $4,859-55.5% | $2,671-19.0% |
| Participant deferral / active EE | $3,811 | $6,405-40.5% | $7,760-50.9% | $4,126-7.6% |
| Admin fee / account holder | $337 | $6,978-95.2% | $10,767-96.9% | $5,651-94.0% |